My mom and dad live in California

My mom and dad live in California and they have had excellent credit for over 20 years. However, due to a serious of medical problems, they have raised one credit card to $30K, their limit. Now, my parents missed one payment, and now two, and the domino effect has occurred and they simply cannot pay this credit card.

My mom pleaded with the bank issuing the card to drop the interest, anything, and they refused.

One attorney simply told my parents not to pay this $30K credit card. And another credit counselor told them the same.

QUESTION: My parents live on a small pension and their Social Security. In addition, they get a small monthly income from one of my relatives’ foundations. Could a small claims court, or other court, go after foundation funds or my dad’s small pension?

Thank you for your help.